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How to Get a Loan

Once you select us to obtain your home loan, you'll be amazed at how quickly and simply the loan process moves. Before you know it, you'll have a mortgage that suits your lifestyle and saves you money.

Throughout the loan-application process, we provide you with regular updates. You can also e-mail us with questions or new information. And if you want assistance, a mortgage expert who can answer questions is just a phone call away.

Here's an overview of the loan-application process.

STEP ONE -- Apply Now!  Getting started is easy.

When you've selected a property and have a contract with the Seller, the next step is to complete your loan application, which can be done easily through our website. To get started, select an application from the list on the right.

At the appropriate time we'll order a property appraisal for you.

STEP TWO -- Your Loan is Approved and Funded.

Your Mortgage Banking Officer will coordinate the closing of your loan, along with many other factors which make your purchase go smoothly.

Approved here....closed here....serviced here.  That's a community bank!   

Apply Now
Select a loan application:

GO

American Bank Center NMLS #466701
140 1st Ave W, Dickinson, ND  58601
Toll Free:  (877) 483-6811
Direct:  (701) 221-4726
homeloans4u@weareamerican.com
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